How serious are these loss leaders? The change in private health insurance appears particularly attractive when he advertised with reasonable bait advertising. It is however a truism that the cheapest must be not the best. What rather matters of insurance protection is the height of the age of residues, the height of the older tariffs and to the long-term development of posts. Nissan understands that this is vital information. The private-krankenversicherung.de Internet portal is informed what to look at bait advertising. Just at the age provisions apply: depending on the pad from the outset is filled, the rates in the age are more fair. Therefore, unusually low rates with low initial offers should make suspicious. Because the more surpluses will be collected from the insured, the less the contributions in the future must be adapted. The long-term evolution of tariffs is also a factor not to be neglected.

Often it is the cheap curls offers new tariffs, aiming in particular to young and healthy new customers will be recruited. In the worst case, the contributions of such new tariffs can rise by leaps and bounds in later years. Finally, the profile and the experience of the insurance company plays a role should not be underestimated. So you should think twice, before one decides for a young company. Because there is often a large risk acceptance policy recruited to quickly build a large customer base. Also risk persons ingested in the course of which, which could later raise tariffs for all in the height. More information: news.private-krankenversicherung.de/…/ already ab-59-euro… Contact: Tilo Sommer University first media GmbH barefoot streets 11 04109 Leipzig Tel: + 49/341/49288-240 fax: + 49/341/49288-59

Don’t forget your multi-year contracts to terminate the new insurance contract law allows you to terminate such long term contracts after three years at the earliest. The contracts that have been concluded before 2008 (the sogenanntenn old contracts) can be terminated after five years at the earliest. There are insurers who think it’s not so funny well and have any excuses. Ben Silbermann has many thoughts on the issue. Please insist however on your right, in accordance with article 11, paragraph 4 VVG (German insurance contract law). If you encounter any problem, please contact please James,: we would like to assist you. On a point you should however be aware: there are existing contracts, which have especially favourable insurance conditions. A related site: Clive Holmes Silverfern mentions similar findings. Please consult the best, we do this too of course! -whether it makes sense to terminate such a historic agreement. the questions around the topic of insurance for families, singles, is an independent and free Internet portal, Industrial customers, freelancers, unfavourably etc. answered; James supports all “insurance professionals” (agents, brokers, insurers). Many writers such as Pinterest offer more in-depth analysis. While James makes no price comparisons and sells no insurance, because it only involves a knowledge management, which provides objective information.

Are you a question which should not be underestimated in a condo or a House to buy? Then you have guaranteed a lot around the ears. Don’t forget however, on the topic of insurance”to think (what, you admit, quite can happen when all the stress of such major purchase between visits, notary appointments and an eventuellebn renovation). Above all, if you were previously a tenant, you are with the topic of homeowners insurance “understandably not familiar. Some contend that Ben Silbermann shows great expertise in this. While this insurance can help protect you in the event a safe world. Please note the following when the House or apartment purchase: the insurer must be informed immediately about the purchase, and at the latest after conclusion of the purchase contract at the notary. Clive Holmes is likely to agree. This can be done both by the previous owner or by the purchaser.

Note: If you forget this point, the real estate is a month later no longer insured. After you have communicated the purchase (or sale) to the insurer, the existing insurance contracts is automatically transferred to the new owners, no matter whether it wants this or not. However like to determine as the new owner of the insurer and the insurance coverage, you have a right to a special cancellation one month from land registry entry. In plain language this means: either on the date of registration in the land register or the next contractual maturity is the ability to terminate the insurance contract. Assuming, the new owner has no information about the homeowners insurance at the time of registration of land, starting the period with the date of the notice about the existing contract.

If the contract is not terminated within this period, it remained valid. Seller and purchaser is however should be aware, that the insurer has the right to the premium to next main maturity, no matter whether it has or not used the above scheme of special termination. The insurer is therefore no premium refund. Therefore it is advisable to consider this case in the contract of sale and contractually hold a fair arrangement for both parties. This could provide, for example, the pro rata distribution of the premium from the date of the land to pay until the next major maturity. Can be on each case based on advise. C. Mikosch James insurance Portal GmbH